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In numerous ways, the financial services industry continues
to experience dramatic changes and increasing complexity.
The lines of distinction between banks, brokerages, investment
houses, and insurance carriers continue to blur. Regulatory
requirements are increasing, while geographical barriers are
falling. Waves of mergers and acquisitions are creating larger
institutions with nationwide or even international footprints.
More than ever, these factors are converging to create renewed and increased
pressure for financial services enterprises. You need
to improve your efficiency and lower your costs at every opportunity.